Payment plan
Shop now and spread the cost of your purchase over multiple installments
via Shop Pay, in partnership with Affirm.
The installment payment plan is provided and managed by Affirm Canada Holdings Ltd.
At checkout, select Shop Pay to submit a financing application.
Affirm will then check your eligibility based on the information provided,
to confirm your identity and assess your eligibility for financing.
How does verification work?
> The application is assessed directly by Affirm, not MAKSYM Jewelry.
> A credit check is performed, but it does not affect your credit score.
> An application may be declined even if you have a good credit score.
> Approval is not guaranteed and depends on Affirm's assessment for each purchase.
> If your credit file is frozen or locked with Equifax or TransUnion, Affirm
may not be able to access the information needed to complete the verification.
You will then need to temporarily unfreeze your file and submit your application again.
Payment terms
> Financing options, number of installments, and interest rates vary
depending on the purchase amount and your eligibility.
> A first installment may be required at the time of purchase, by credit or debit card.
> The dates and amounts of subsequent installments will be shown
before your financing is approved.
Why choose Shop Pay / Affirm?
Unlike a purchase made with a traditional credit card, Shop Pay / Affirm allow you
to spread the cost of your jewelry over multiple installments, according to a schedule set in advance.
This way, you know the payment amounts and dates from the outset,
making it easier to plan your budget.
Depending on the financing option offered, you may also be eligible for installments
interest-free, avoiding the usual interest charges of a credit card
if the balance is not paid in full by the due date.
The terms, applicable interest rates, and any fees are presented by Affirm
before confirming your purchase.
Orders paid for using Shop Pay
Purchases made with Shop Pay are subject to our return and exchange policy.
In the event of an authorized return, the refund will be processed
in accordance with the applicable terms and conditions of Affirm.
Payments already made and remaining installments will be adjusted
according to the financing provider's terms.
